We believe academic research should dictate how we invest our money. We borrow our investment philosophy from the decades of research performed by Nobel Laureates. These portfolios leverage various risk factors to provide the highest returns for each risk preference. 

We believe that making decisions based on evidence rather than predictions will give you the best odds of success. Evidence-based portfolios are low cost, diversified across the globe, and aim to capture market returns through the use of structured asset class funds, passively-managed ETFs, and other broad market mutual funds.